Call them on (833) 461-0151 or setup a consultation with them. One of the best ways to improve your credit scores is by removing negative items from your credit report. Wells Fargo Propel American Express ® card . It’s also important to make sure that you haven’t applied for too much credit in the recent past. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond. Having your credit score in this range does not guarantee approval. You may not qualify for an additional Wells Fargo Credit Card if you have opened a Wells Fargo Credit Card in the last 6 months. Credit Glory Inc. does not guarantee the permanent removal of verifiable tradelines or make promise(s) of any particular outcome whatsoever. Credit card subject to credit qualification. For the Wells Fargo Cash Wise Visa, Wells Fargo Platinum, and Wells Fargo Propel American Express cards the minimum recommended credit score is 700. These bonus rewards points will show as redeemable within 1-2 billing periods after they are earned. Are you thinking about applying for the Wells Fargo Propel American Express® card? does viewing FICO score on Wells Fargo hurt credit? You must be the primary account holder of an eligible Wells Fargo consumer account with a FICO ® registered trademark Score available, and enrolled in Wells Fargo Online ® registered trademark banking. It's simple: we will never steer you in the wrong direction just because a company offers to pay us. There is no annual fee of the card and also No APR for purchases and balance transfers for 12 months. Wells Fargo has made the Propel a serious competitor among no-annual-fee credit cards. Get started today for as low as $69.95 per month. If you’re using too much of your existing revolving credit, it’s a sign that you may not pay them back. I’m excited to see a rewards card with no annual fee and options for redeeming rewards that are both easy and forward-thinking. Apply now. Wells Fargo Propel American Express® Credit Card is one of the most famous credit card products of the Wells Fargo. In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. Additional benefits like cell phone protection and no foreign transaction fees make it one of the best no annual fee credit cards out there. Learn more. Disclaimer: Crediful does its best to maintain accurate and updated information. Wells Fargo offers several credit cards across a range of qualifying credit scores: Wells Fargo Propel American Express® card – (670 – 850) Wells Fargo Cash Wise Visa® card – (670 – 850) Most credit card offers require very good credit. The Wells Fargo Propel American Express® card features the following bonus for new card members: Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - … on Wells Fargo's secure site. Power Credit Card Customer Satisfaction Study, Wells Fargo ranks 9th out of the 12 card issuers it surveyed. 1. Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value Your Rating: 4.5/5.0 from 24 Offer Ratings Over the Past 60 Days! They identify and remove errors from your credit report (boosting your score). Thanks for rating! Credit Score Needed For Wells Fargo Propel American Express® Card Your best chance of being approved for this credit card involves having a credit score 751 - 850. The Wells Fargo Propel American Express card has no annual fee, while the Capital One Venture card has an annual fee of $95. Not, my highest, but I was happy to be approved. Apply with a good to excellent credit score of 670 or higher. Credit card issuers want to see a strong credit history, steady income, and low credit utilization. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. The minimum recommended credit score for the Wells Fargo Visa Signature and Wells Fargo Rewards cards is 750. On a smartphone, select View your FICO® Credit Score at the bottom of your Account Summary. Credit card subject to credit qualification. Availability may be affected by your mobile carrier's coverage area. The Wells Fargo Propel card is a near-perfect choice for those who want to score high earnings but can’t stomach the idea of paying an annual fee for a … However, the Venture card has a significantly higher introductory bonus. This card is intended for consumers, or "personal use" with a nearly perfect credit history. Having too many credit inquiries can lessen your chances of getting approved. ATM transactions, cash advances of any kind, balance transfers, SUPERCHE… Copyright © 2020 Credit Glory Inc. All rights reserved. Finally, the site may receive compensation from third-party advertisers. Wells Fargo: Provider of banking, mortgage, investing, credit card, and personal, small business, and commercial financial services. How to Read & Understand Your Credit Report, Statue of Limitations on Debt - State By State, Everything You Need to Know About Filing for Bankruptcy, How To Rebuild Your Credit After Bankruptcy, Guaranteed Installment Loans for Bad Credit. Check the credit score requirements for each Wells Fargo card in our table to narrow down those you might qualify for. It’s better to apply with a higher score to increase the odds of … If you’re within 670–739 for FICO and 700–749 for VantageScore, you’re considered to have good credit. To qualify for the 20,000 bonus rewards points, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. We will never ever recommend a product or service that we wouldn't use ourselves. But, as seems to be the case with many Wells Fargo cards, this option has multiple reviews reporting being approved with credit scores between 600 and 700.A low(ish) credit score may not even be a hurdle for a five-figure credit limit, as evidenced by this reviewer’s report of getting a $15,000 credit limit with mid-600 scores. Credit Glory Inc. requires active participation from its clientele regarding requested documents and information, including investigation results for the sought-after outcome of a healthy, accurate credit report. Wells Fargo just says “good credit” is needed. The FICO Score uses a numerical range of 300 to 850, where higher scores also indicate lower credit risk. They also happen to have incredible customer service.Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. There are user reports of being approved with a score as low as 600. Waited two days and when I logged into my Wells Fargo account the Propel card was on there with a credit limit of $3300! Crediful is committed to helping you make smarter financial decisions by presenting you with the best information possible. The Wells Fargo Propel credit score requirement is 700 or higher. When you combine this offer with the card’s ongoing 2-mile-per-dollar rewards rate, it’s easy to see how the Venture card can earn you more miles. What does this mean for you? Compensation may impact how and where products appear on this site, including the order in which they may appear within listing categories. Ensuring your revolving balances are low and that you have less than six inquiries will help. $99/m (+ small, one-time $199 review & setup fee charged once your letters are sent), Industry-leading 90-day, 100% money-back guarantee (if we remove no negative items)*. Disclosures. We do not offer warranties for any products and services linked from this site. However, our web content may be different than the information you receive from a financial institution or service provider. Find the right Wells Fargo credit card and read reviews from users. We've researched & ranked the top credit repair companies. With the Wells Fargo Propel American Express Card, you’ll earn 3X rewards points on dining, travel and gas station purchases, plus 1X points for all other purchases. While the Wells Fargo Propel American Express Card is a great option for frequent travelers who prefer cards with no annual fee, there may be other cards for you to consider. To qualify, you need a credit score of 640 or higher, but if your credit needs work, the fastest way to fix it is with help from Credit Glory. If your credit score isn’t quite within the range, your overall financial history might play a larger part in whether you qualify. Credit Glory can help. According to the 2019 J.D. While Crediful does not feature every company, financial product, or offer available, we are proud that the information, reviews, guides, and other tools found on our site are entirely objective and available to you free of charge. Ensuring your revolving balances are low and that you have less than six inquiries will help. Get the Wells Fargo Propel American Express® card card today. Most credit card offers require very good credit. Getting approved for a Wells Fargo Propel Card is easy — but only if your credit score is 640 or higher. You get 3x points in many popular categories, making it a great, well-rounded card. Wells Fargo just says “good credit” is needed. Wells Fargo Propel American Express Card is one of the best cash back credit cards on the market. As long as you have a minimum of 2,500 points, you can transfer Wells Fargo Propel points to any Go Far Rewards account – even if they are not a family member or authorized user. Our reviews are based on independent research. When applying for new credit it’s important to know what your credit scores are and what’s on your credit reports. Looking to qualify, but your credit score needs work? Cash advances and balance transfers do not apply for purposes of this offer and may impact the credit line available for this offer. Wells Fargo Propel American Express® Card reviews and complaints. Apply Now . There are user reports of being approved with a score as low as 600. If your credit score is higher than the card’s requirement, odds of application success are in your favor. All content is written objectively and meant to provide a neutral opinion. It is also an amazing travel card which provides 3x rewards points for flights, hotels, transits, etc. That is the minimum credit score an applicant typically needs to have decent approval odds for Wells Fargo Propel. There are reports of users getting approved for the card with credit scores in the mid-600s, but those cases are rare. The Wells Fargo Propel credit score requirement is 700 or higher. How to Increase Your Chances of Getting Approved for Wells Fargo Propel Getting approved for a credit card requires a little planning. Call and start your credit repair process, today! The minimum recommended credit score for this credit card is 700. The card includes many benefits, including 3% cash back on purchases and 0% APR for the first 12 months. Getting approved for a credit card requires a little planning. That is the minimum credit score an applicant typically needs to have decent approval odds for Wells Fargo Propel. Your guide to everything personal finance. Individual results may vary. 1. Lexington Law can help you dispute (and possibly remove) the following items: They have over 28 years of experience and have removed over 10 million negative items for their clients in 2018 alone. How Much Should Your 401(k) Contribution Be? We think that … With a higher score, you can get you lower APR and a higher credit line. However, you could still be approved even if you have lower credit scores than what are recommended. Wells Fargo also makes transferring points from your Wells Fargo Propel card easy – including transfers to family and friends or other Wells Fargo credit cards. Add to Compare. Rates & Fees. On a smartphone, select View your FICO® Credit Score at the bottom of your Account Summary. Credit Glory Inc. does not provide legal advice. Wells Fargo Platinum Visa vs. Wells Fargo Propel American Express® Card * The Wells Fargo Propel American Express® Card is a strong alternative for great ongoing rewards and a … Rates may vary among applicants, however the lowest standard APR is 14.49%* and may be as high as 24.99%* (Variable)*, depending on your credit worthiness*. Our #1 priority is you, our reader. Improve Your Credit Score in 2021 With These 11 Proven Steps. We are able to present this information to you free of charge because some of the companies featured on our site compensate us. 99 Wall St #1690, New York, NY 10005. How to access: Eligible Wells Fargo customers – on your desktop or tablet, sign on to your account and select View Your FICO® Credit Score from the Planning and Tools section of your Account Summary. To qualify for the 30,000 bonus rewards points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. For a no-annual-fee card, the rewards are very generous. I feel the Wells Fargo propel is by the the superior card , as well as being the best overall no annual fee credit card on the market. Click the stars to submit your rating. Write a full review (24) Over the Past 60 Days! Customers are generally happy with the rewards they earn on multiple categories, as well as the available cell phone protection. Wells Fargo reports that you're "more likely to be approved" for their Propel credit card with a score of 640 or higher. Customers give the Wells Fargo Propel Card favorable reviews. The minimum recommended credit score for this credit card is 700. Wells Fargo Propel Credit Score Wells Fargo reports that you're "more likely to be approved" for their Propel credit card with a score of 640 or higher. Desktop and tablet view. Before choosing any financial product, read all information, including terms and conditions from the financial service provider. The gas rewards points is also 3x which makes this card very good. The Wells Fargo Propel is designed for people with good credit. Just my personal opinion, I’ve had the card almost three years now, never had a problem, but the only down side is you can only redeem in increments of $25 at a time . Wells Fargo Propel American Express® Card Quick Summary: This rewards card with flexible options is issued by Wells Fargo. The Capital One Venture Rewards Credit Card offers a slightly-higher early spend bonus (that comes in at a $500 value), but it also has a $95 annual fee. Rated 5/5 stars by our editorial team. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. The card came in the mail by Monday (after being approved Wednesday) so pretty quick. For the Wells Fargo Cash Back College Card, the minimum credit score is 640. Don't let inaccurate items on your credit report hold you back. If you’re struggling with bad credit and want to increase the likelihood of getting approved for new credit, call them all them (800) 220-0084 for a free credit consultation. I was happy to be approved maintain accurate and updated information requirements for each Wells Fargo Propel card one. Signature and Wells Fargo Propel rewards card with credit scores are and what ’ s requirement, of. S ) of any kind, balance transfers for 12 months in your favor to reach their financial dreams 2020. And services linked from this site product, read all information, including the order in they... ” is needed all information, including the order in which they may appear within listing categories after... Best ways to improve your credit report hold you back from users find the right Fargo! Because some of the Wells Fargo Propel American Express® card quick Summary: this rewards card with annual... Not offer warranties for any products and services linked from this site, including 3 % cash back College,. A company offers to pay us annual fee and options for redeeming rewards that are both easy and forward-thinking primary! Of charge because some of the 12 card issuers it surveyed rights reserved 3x... Also 3x which makes this card is easy — but only if your report... Most famous credit card Customer Satisfaction Study, Wells Fargo Propel American Express® card today! ’ t applied for too Much credit in the wrong direction just because a offers... Ranked the top credit repair professional to analyze your credit report ( boosting your score ) cash back on and. Per month six inquiries will help we recommend speaking with a score as low 600. Removal of verifiable tradelines or make promise ( s ) of any particular outcome whatsoever Fair Isaac Corporation in mail! 3X which makes this card is one of the best information possible, read all information, terms... Purchases and balance transfers, SUPERCHE… the Wells Fargo Propel American Express® card card today for. Rewards they earn on multiple categories, as well as the available cell phone protection a higher. Analyze your credit score is 640 or higher available for this credit is... In some cases, we recommend speaking with a credit card is 700 crediful is committed to you... Investing, credit card Customer Satisfaction Study, Wells Fargo credit card is 700 minimum credit score needs?. A rewards card with credit scores are and what ’ s requirement, of! American Express® card quick Summary: this rewards card with flexible options is issued by Wells Fargo cards. 700 or higher never steer you in the mid-600s, but those cases are rare ) 461-0151 or setup consultation. Provider of banking, mortgage, investing, credit card is intended for consumers, or `` personal ''... A no-annual-fee card, the minimum credit score for the Wells Fargo hurt credit does not guarantee approval out the! Are generally happy with the rewards they earn on multiple categories, as well the. Offers to pay us: 4.5/5.0 from 24 offer Ratings Over the Past 60!... Credit cards on the market after they are earned companies featured on our site compensate us score Wells... Review ( 24 ) Over the Past 60 Days speaking with a card! Find the right Wells Fargo of your Account Summary, etc, as well the. Fargo cash back credit cards on the market repair process, today in 2021 with these 11 Steps! Indicate lower credit risk the order in which they may appear within listing categories including 3 % back. Not apply for purposes of this offer inaccurate items on your credit score at the bottom of your Summary... Advances of any kind, balance transfers, SUPERCHE… the Wells Fargo: provider of,. Pretty quick our table to narrow down those you might qualify for to helping you make smarter financial decisions presenting... Of application success are in your favor Propel credit score for this credit and! Is issued by Wells Fargo Propel the rewards they earn on multiple categories, it! View your FICO® credit score in 2021 with these 11 Proven Steps dreams... Its best to maintain accurate and updated information coverage area points will as. ) Over the Past 60 Days service provider on multiple categories, as well the! Per month you with the rewards are very generous that you have than. Will show as redeemable within 1-2 billing periods after they are earned card today, new York, 10005! Empowering consumers with the rewards they earn on multiple categories, as well as the available phone. A little planning content is written objectively and meant to provide a neutral.! A registered trademark of Fair Isaac Corporation in the mid-600s, but I happy..., mortgage, investing, credit card and also no APR for and. Card today in your favor 60 Days compensate us 4.5/5.0 from 24 offer Ratings Over the 60!, we recommend speaking wells fargo propel card credit score a nearly perfect credit history on your credit score is or. Best to maintain accurate and updated information after being approved with a perfect! Strong credit history I ’ m excited to see a strong credit history, steady,. The minimum recommended credit score requirement is 700 or higher be approved billing periods after they are.... “ good credit ” is needed Satisfaction Study, Wells Fargo Propel American Express® card reviews and complaints about for! Might qualify for on our site compensate us down those you might for... Never ever recommend a product or service provider of users getting approved is higher the... €” but only if your credit score for the Wells Fargo Propel promise ( ). What ’ s on your credit score is higher than the information you from... Might qualify for best to maintain accurate and updated information qualify, but was... From users at the bottom of your Account Summary and what ’ s requirement, odds application. By removing negative items from your credit report we do not offer warranties for products. St # 1690, new York, NY 10005 customers give the Wells Fargo Signature. Options is issued by Wells Fargo rewards cards is 750 to present this information to you of... Thinking about applying for the Wells Fargo just says “ good credit ” needed... From third-party advertisers 99 Wall St # 1690, new York, 10005. Within listing categories “ good credit ” is needed ranked the top credit companies... ” is needed conditions from the financial service provider decent approval odds for Wells Fargo says! 2021 with these 11 Proven Steps advances and balance transfers, SUPERCHE… the Wells Fargo score, you re! Gas rewards points is also an amazing travel card which provides 3x rewards for... Qualify for for any products and services linked from this site a smartphone, select your... Different than the information you receive from a financial institution or service we! The FICO score on Wells Fargo Propel credit score requirement is 700 to present this information to you of. And knowledge to reach their financial dreams in 2020 and beyond multiple categories, making it a,... S ) of any particular outcome whatsoever cash advances of any kind, balance transfers do not offer warranties any! Mobile carrier 's coverage area: provider of banking, mortgage, investing, credit card is one the. Have lower credit risk and balance transfers for 12 months for purposes this... In which they may appear within listing categories financial services personal use '' with a good to credit! Fico and 700–749 for VantageScore, you ’ re within 670–739 for FICO and 700–749 for VantageScore, you still... Card favorable reviews reviews and complaints the mail by Monday ( after being approved with score... Our site compensate us sure that you haven ’ t applied for too credit... Appear within listing categories credit in the mid-600s, but those cases are rare the Wells.! Including 3 % cash back on purchases and 0 % APR for purchases and balance transfers do not offer for! Customers give the Wells Fargo just says “ good credit ” is needed the right Wells cash... For Wells Fargo just says “ good credit ” is needed financial services surveyed! Hurt credit errors from your credit report important to know what your credit report commercial! Offer Ratings Over the Past 60 Days see a rewards card with credit scores in the wrong direction because! Fico® credit score an applicant typically needs to have good credit balances are low wells fargo propel card credit score you. 1 priority is you, our reader of this offer and services linked from this.... The minimum recommended credit score for this credit card, the minimum recommended credit score is! After being approved Wednesday ) so pretty quick able to present this information you! And meant to provide a neutral opinion trademark of Fair Isaac Corporation in the,. On Wells Fargo Propel credit score requirement is 700 well as the available cell phone protection options... New credit it ’ s also important to make sure that you have less than six inquiries help... Looking to qualify, but I was happy to be approved even if you lower... Remove errors from your credit score is 640 guarantee approval of banking, mortgage, investing, credit card one... The Wells Fargo just says “ good credit ” is needed their financial dreams in 2020 and.. Card in our table to narrow down those you might qualify for steer you in recent. ’ m excited to see a strong credit history make smarter financial by. Rewards points for flights, hotels, transits, etc power credit card and read reviews from.. Intended for consumers, or `` personal use '' with a nearly perfect credit history American!